Do you take my insurance?

We are often asked "do you take my insurance?" The short answer is "yes, we probably do." But there is often more to this question. As with any service, the patient is responsible for the entire fee. We then help the patient obtain whatever insurance coverage they have to help pay the fee. But how much coverage a patient has is influenced by many factors.

The most important factor is the contract between the employer and the insurance company. This is where the employer chooses how much coverage to provide its employees. And there are many options available to an employer - literally hundreds of different dental plans - and each plan is a private contract between the employer and the insurance company.

The next most influential factor is usually whether a dentist is "in-network" or "out-of-network" with an insurance company. At Cherrywood Dental Care, we are in-network with some companies and out-of-network with others, and although we have patients with in-network benefits, we also have many patients with out-of-network benefits. But this does not mean that our patients have no way of knowing how much coverage they may have. We are very experienced in addressing insurance issues. We can sometimes estimate a patient's coverage based upon our experience with similar cases, or we can contact the insurance company and obtain a "predetermination," which simply means that the insurance company will examine the patient's contract and tell us how much coverage is available.

We want our patients to be well-informed and comfortable with the decisions they make about their dental care. So we make certain that our patients always know our fees ahead of time, and always give their informed consent before incurring any costs. Please feel free to ask us any questions you have about your insurance coverage at Cherrywood Dental Care.